Pricing for CheckoutCom
How pricing changes as you scale: upgrade triggers, cost cliffs, and plan structure (not a live price list).
Freshness & verification
Pricing behavior (not a price list)
These points describe when users typically pay more and what usage patterns trigger upgrades.
Actions that trigger upgrades
- Transaction volume hits $250K/month on Stripe - Checkout.com IC+ saves 0.7-1.1% in fees
- Failed transaction rate above 5% - optimization engine justifies migration
- International expansion planned - local acquiring reduces cross-border fees by 1-2%
- Network token adoption - Visa/Mastercard tokens improve auth rates worth switching
- Need payment routing optimization - Premium tier features required
What gets expensive first
- Minimum volume commitments often $50K-$100K/month - can't scale down temporarily
- IC+ pricing requires understanding interchange categories - complexity vs flat-rate simplicity
- Payment optimization tools cost extra beyond base API access
- Multi-currency settlement may require separate accounts and fees
- Contract terms typically 12-24 months - less flexibility than Stripe's pay-as-you-go
- Custom pricing means fees not comparable until after sales negotiation
Plans and variants (structural only)
Grouped by type to show structure, not to rank or recommend SKUs.
- Interchange Plus - Custom IC+ pricing (typically 1.8-2.2% + interchange) - Minimum $50K-$100K/month volume
- Premium - IC+ plus payment optimization and routing - Enterprise features, custom pricing
- Enterprise - Fully negotiated pricing with network tokens - High-volume merchants, dedicated support
Compare pricing trade-offs head-to-head
Use these comparisons when you are down to two finalists and need a clearer trade-off view.
Next step: constraints + what breaks first
Pricing tells you the cost cliffs; constraints tell you what forces a redesign.
Sources & verification
Pricing and behavioral information comes from public documentation and structured research. When information is incomplete or volatile, we prefer to say so rather than guess.
Something outdated or wrong? Pricing, features, and product scope change. If you spot an error or have a source that updates this page, send us a correction. We prioritize vendor-verified updates and linkable sources.