Start with simplicity-first checkout
If you’re optimizing for time-to-launch and minimal engineering overhead, pick a simpler stack—then watch chargebacks, disputes, and international surcharges as you scale.
- Recommendation: Square, PayPal
Recommended starting points
Based on your constraints, these products typically fit best. Read each decision brief to confirm pricing behavior and limits match your reality.
Square
Square is an all-in-one commerce platform for small to medium businesses, combining payment processing with point-of-sale hardware, business management tools, and financial services. Known for simplic
PayPal
PayPal Commerce Platform provides merchant APIs to accept PayPal, cards, and digital wallets. Leverages PayPal's consumer brand trust with 430M+ active accounts for higher checkout conversion rates.
Why this recommendation
If you’re optimizing for time-to-launch and minimal engineering overhead, pick a simpler stack—then watch chargebacks, disputes, and international surcharges as you scale.