Start with platform/marketplace-grade payments
If your business model involves facilitating payments between sellers and buyers — a marketplace, platform, or SaaS that charges on behalf of merchants — Stripe Connect is the dominant choice for its documented onboarding flows, split payments, and compliance handling. The alternative is Finix, which is worth evaluating when your marketplace volume is large enough that Stripe Connect's per-transaction fees on payouts become significant, or when you want more control over the payments infrastructure as a payment facilitator.
- Recommendation: Stripe, Adyen, Finix
Recommended starting points
Based on your constraints, these products typically fit best. Read each decision brief to confirm pricing behavior and limits match your reality.
Stripe
Stripe is a developer-first payments platform offering comprehensive payment processing, billing automation, fraud prevention, and financial tools. Known for best-in-class developer experience with ex
Adyen
Adyen is a global payments platform offering all major payment methods through one integration with Interchange++ pricing transparency. Known for enterprise-grade infrastructure and multi-currency fle
Finix
Finix is payment infrastructure for software platforms and merchants of all sizes. Originally focused on payment facilitation (PayFac), Finix has expanded into a broader payment platform with low-code
Why this recommendation
If your business model involves facilitating payments between sellers and buyers — a marketplace, platform, or SaaS that charges on behalf of merchants — Stripe Connect is the dominant choice for its documented onboarding flows, split payments, and compliance handling. The alternative is Finix, which is worth evaluating when your marketplace volume is large enough that Stripe Connect's per-transaction fees on payouts become significant, or when you want more control over the payments infrastructure as a payment facilitator.