Product overview — Payments & Billing APIs
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Medium
Stripe
Stripe is a developer-first payments platform offering comprehensive payment processing, billing automation, fraud prevention, and financial tools. Known for best-in-class developer experience with extensive APIs and documentation.
Sources linked — see verification below.
Freshness & verification
Who is this best for?
This is the fastest way to decide whether Stripe is in the right neighborhood.
Best for
- Developer-focused teams building custom payment integrations
- SaaS businesses needing subscription billing automation
- Marketplaces and platforms requiring split payments (Connect)
- Businesses prioritizing developer experience and API quality
- Companies needing comprehensive fraud prevention
- Startups wanting to start free and scale gradually
Who should avoid
- Primarily accepting international payments (1.5% surcharge)
- Heavy reliance on Buy Now Pay Later (5.99% is expensive)
- Need predictable flat monthly pricing instead of per-transaction
- Require extensive white-label customization
- Looking for lowest possible transaction fees (2.9% + 30¢ is mid-range)
- Want bundled payment terminals and hardware included
Sources & verification
Pricing and behavioral information comes from public documentation and structured research. When information is incomplete or volatile, we prefer to say so rather than guess.