Product overview — Payments & Billing APIs
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Medium
AuthorizeNet
Authorize.Net is an established payment gateway (since 1996) offering reliable card processing with monthly fees and per-transaction pricing. Known for stability and extensive integration ecosystem but dated developer experience.
Sources linked — see verification below.
Freshness & verification
Who is this best for?
This is the fastest way to decide whether AuthorizeNet is in the right neighborhood.
Best for
- Established businesses already using traditional payment processors wanting proven stability
- Mid-volume merchants (200-2000 transactions/month) where $25/month is negligible
- Businesses using legacy e-commerce platforms with existing Authorize.Net plugins
- Companies prioritizing US-based phone support over developer experience
- Traditional retail/B2B businesses comfortable with batch settlement cycles
- Organizations needing Virtual Terminal for phone orders included in base pricing
Who should avoid
- Low-volume merchants (<100 transactions/month) - $25/month + $0.10/transaction not cost-effective
- Developer-focused startups wanting modern REST APIs (use Stripe or Checkout.com)
- SaaS businesses needing native subscription billing features
- Mobile-first businesses requiring best-in-class mobile SDKs
- Companies needing real-time settlement - Authorize.Net uses daily batches
- Platforms building embedded payments - lacks Stripe Connect equivalent
Sources & verification
Pricing and behavioral information comes from public documentation and structured research. When information is incomplete or volatile, we prefer to say so rather than guess.