Product overview — Payments & Billing APIs
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High
Adyen
Adyen is a global payments platform offering all major payment methods through one integration with Interchange++ pricing transparency. Known for enterprise-grade infrastructure and multi-currency flexibility with no setup or monthly fees.
Sources linked — see verification below.
Freshness & verification
Who is this best for?
This is the fastest way to decide whether Adyen is in the right neighborhood.
Best for
- Enterprise businesses needing cost transparency and Interchange++ visibility
- Global merchants handling multi-currency transactions regularly
- Companies wanting unified payment method integration
- Businesses with complex payment flows needing custom solutions
- Organizations valuing upfront cost calculation before authorization
- High-volume merchants who can negotiate custom enterprise packages
Who should avoid
- Heavy American Express volume (~3.95% is expensive)
- Need predictable flat-rate pricing instead of Interchange++ variability
- Require self-service onboarding without sales engagement
- Small business seeking simple, standardized pricing
- Want bundled value-added services (fraud, analytics) included
- In prohibited or restricted business category
Sources & verification
Pricing and behavioral information comes from public documentation and structured research. When information is incomplete or volatile, we prefer to say so rather than guess.