Pricing behavior — Payments & Billing APIs
•
Pricing
Pricing for Adyen
How pricing changes as you scale: upgrade triggers, cost cliffs, and plan structure (not a live price list).
Sources linked — see verification below.
Freshness & verification
Pricing behavior (not a price list)
These points describe when users typically pay more and what usage patterns trigger upgrades.
Actions that trigger upgrades
- Large payment volumes qualify for volume-based discounts
- Global expansion triggers aggregated single-rate pricing discussions
- Multi-product usage may unlock bundle discounts
- Platform or marketplace model directs to custom package design
- High volume or unique business model triggers sales team contact
What gets expensive first
- Interchange++ means you bear card scheme cost variability
- Custom enterprise pricing NOT available for small businesses
- Currency conversion costs not included in published base rates
- Cross-border fees calculated separately based on destination country
- Additional Adyen products beyond payments priced separately
- Geographic payment method restrictions may limit some markets
Plans and variants (structural only)
Grouped by type to show structure, not to rank or recommend SKUs.
Plans
- Interchange++ Model - Interchange rate + $0.13 processing fee - Base pricing structure for all merchants
- Volume-Based Discounts - Tiered pricing reductions - Available for large payment volumes
Enterprise
- Custom Enterprise Package - Negotiated based on volume, geography, and business model - Sales-led onboarding required
- Multi-Product Bundles - Combined pricing for payment processing + additional Adyen products - Custom negotiation
Next step: constraints + what breaks first
Pricing tells you the cost cliffs; constraints tell you what forces a redesign.
Open the full decision brief →Sources & verification
Pricing and behavioral information comes from public documentation and structured research. When information is incomplete or volatile, we prefer to say so rather than guess.