Alternatives — Payments & Billing APIs Switch map

Alternatives to Square

Common alternatives buyers consider, plus the simplest rule for when switching is worth it.

Sources linked — see verification below.
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Freshness & verification

Last updated 2026-02-09 Intel generated 2026-01-10 1 source linked

Alternatives to Square

PayPal Commerce Platform
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Same problem / SMB payments

Evaluated when buyer brand trust and fast checkout matter more than unified POS tooling.

Step-up / developer-first payments

Compared when teams want deeper APIs, subscription billing, and marketplace/platform features.

Braintree
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Step-sideways / PayPal ecosystem

Considered when PayPal/Venmo integration is important but the team needs a more API-first stack.

Authorize.Net
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Step-sideways / legacy gateway

Evaluated by merchants choosing between modern all-in-one tooling and traditional gateway + processor setups.

Sources & verification

Pricing and behavioral information comes from public documentation and structured research. When information is incomplete or volatile, we prefer to say so rather than guess.

  1. https://squareup.com/ ↗