Alternatives — Payments & Billing APIs • Switch map

Alternatives to AuthorizeNet

Common alternatives buyers consider, plus the simplest rule for when switching is worth it.

Sources linked — see verification below.

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Freshness & verification

Last updated 2026-02-09 Intel generated 2026-01-10 2 sources linked

Alternatives to AuthorizeNet

Stripe

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Step-sideways / modern APIs

Evaluated when teams want a modern developer experience and a broader ecosystem (Billing, Connect) instead of a legacy gateway model.

Braintree

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Step-sideways / PayPal-enabled gateway

Compared when PayPal/Venmo acceptance matters and teams want an API-first gateway alternative.

Square

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Step-down / simplicity-first

Considered when merchants want an all-in-one POS + payments setup rather than a gateway + processor stack.

Head-to-head comparisons

AuthorizeNet vs Stripe →

Both process cards reliably but represent different eras: legacy gateway (1996) vs modern API-first platform (2011)

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Open decision brief → Pricing behavior Best for

Sources & verification

Pricing and behavioral information comes from public documentation and structured research. When information is incomplete or volatile, we prefer to say so rather than guess.